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33533 West Twelve Mile Road, Suite 100, Farmington Hills, MI 48331

248-663-5400
david.smith@ceterainvestors.com

A Financial Plan Designed Around Your Life, 
From the Ground Up.

Your goals, your timeline, and the opportunities specific to your situation are the starting point for everything we do. What we build together reflects where you are, where you are headed, and what matters most along the way.

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About Cetera

The advisors at Hexstone Wealth are proudly affiliated with Cetera Financial Group, a national network that provides independent firms with the technology, research, and operational infrastructure to deliver a high standard of service.


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What We Do Advice-Driven. Planning-First.
Always in Your Corner.

The financial industry has no shortage of advisors willing to take your call. What is harder to find is someone who takes the time to understand your full picture before offering a single recommendation. In our role as an Investment Advisor Representative, we operate as a fiduciary, which means every decision we make is structured around your interests, and we stay proactive enough that the important conversations happen before they become urgent ones.

Who We Help For People Who Have Earned the Right to Expect More

Our clients are accomplished professionals who recognize that managing wealth well requires the same level of expertise they bring to their own fields.

The Established Professional

The Established Professional

A high-net-worth Gen X or Millennial who values professional guidance over the time investment of going it alone.

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The Family Builder

The Family Builder

Someone focused on creating a financial foundation that serves not just today, but the generations that follow.

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The Complex Puzzle

The Complex Puzzle

An individual with multiple financial moving parts who needs someone to see clearly how they all interact.

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The Pre-Retiree or Retiree

The Pre-Retiree or Retiree

A client transitioning into retirement who wants their assets deployed with purpose and protected with intention.

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How We HelpThe Full Range of Your Financial Life, Covered.

For our clients who are still building, the work is about doing it efficiently and strategically. For those who have already built, the work shifts toward deploying and protecting what they have created. Both require a plan built around where you actually are.

Financial Planning

Financial Planning

A comprehensive look at your full financial picture, built into a forward-looking strategy that evolves as your life does.

Portfolio Management

Portfolio Management

Active, attentive management of your investments with your goals and timeline in mind, not a model designed for someone else.

Tax Planning and Tax-Loss Harvesting

Tax Planning and Tax-Loss Harvesting

A proactive approach to minimizing what you owe each year by finding the planning opportunities inside your portfolio's movements.

Roth Conversions*

Roth Conversions*

Strategic planning around when and how to move retirement savings into a tax-free structure, giving you more control in retirement.

Qualified Charitable Distributions

Qualified Charitable Distributions

A tax-smart way for eligible clients to give generously while satisfying Required Minimum Distributions without the added taxable income.

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*Converting from a traditional IRA to a Roth IRA is a taxable event.

Who We Are
Michigan-Made. Intentionally Built.

Hexstone Wealth was founded after more than fifteen years in the financial industry, including over a decade in leadership. The name is rooted in Michigan, drawn from the geometric pattern of the Petoskey stone, and so is the work ethic behind it. We built this practice with a specific kind of client in mind, and every decision we make reflects that.

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How We Work
A Clear Path From Where You Are
to Where You
Want to Be

At Hexstone, we believe financial advice is only as valuable as the relationship it's built on. That’s why our process is grounded in understanding, transparency, and impact—from your very first meeting to every step that follows.

Step 1:
Get to Know You

Before any strategy takes shape, we spend time understanding your goals, your timeline, and what matters most to you.

Step 2:
Build Your Plan

We develop a financial plan tailored to your full picture — your income, your assets, your family, and the opportunities specific to your situation.

Step 3:
Put It to Work

With a strategy in place, we implement it with precision and keep a close eye on the details so you do not have to.

Step 4:
Stay Ahead Together

Your life changes. Your plan should too. We meet regularly to review, adjust, and make sure your strategy keeps pace with where you are headed.

RESOURCES

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9 Facts About Retirement

9 Facts About Retirement

Regardless of how you approach retirement, there are some things about it that might surprise you.
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Understanding the Alternate Valuation Date

Understanding the Alternate Valuation Date

Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."
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Is a SEP-IRA Right for Your Business?

Is a SEP-IRA Right for Your Business?

For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
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6 Smart Money Habits for Building Long-Term Wealth

6 Smart Money Habits for Building Long-Term Wealth

Discover practical habits to help you save more, spend wisely, and build lasting wealth for the future.
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Contact Us
Let's Build Something Worth Passing Down.

If you are ready to work with an advisor who will take the time to understand your full picture, we would welcome the conversation. Reach out today to schedule your complimentary introductory meeting.

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